1998 Circle

Cayucos, CA
$ 890,000 Beds 1 Baths 1 Sq 525 Virtual Tour
Monthly Estimate* How much can I afford?

Nestled west of Highway 1 in one of the last true small beach towns on California's Central Coast, this charming 1-bedroom, 1-bathroom beach bungalow—with two detached bonus rooms—is brimming with opportunity. Located on a highly desirable, quiet cul-de-sac just over one block from the Pacific Ocean, you'll fall asleep to the sound of crashing waves and wake up to ocean views, salty sea breezes, and the chance to watch whales spout and breach from your own back deck. Thoughtful recent improvements enhance the home's timeless coastal charm, including restored and freshly painted original redwood siding, all-new interior paint, brand-new luxury vinyl plank flooring throughout, and updated low-maintenance landscaping. The spacious back deck is the perfect place to relax, enjoy spectacular sunsets, and take in the ever-changing ocean scenery. The home also features indoor laundry, an enclosed basement for added storage, and a detached bonus room with electricity—ideal for guests, a home office, or a creative studio. A newly constructed workshop with its own electrical panel offers endless possibilities for hobbies, surfboard storage, or future expansion. Just moments from downtown Cayucos, the historic pier, boutique shops, and local dining, this inviting property captures the essence of Central Coast beach living. Don't miss your opportunity to own a slice of the California coast.

Active

  • Price
  • $ 890,000
  • City
  • Cayucos
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • San Luis Obispo
  • Half Bathrooms
  • 0
  • Area
  • Cayucos
  • Lot Size
  • 0.0689 Acres
  • Zip
  • 93430
  • Sqr Footage
  • 525
  • Year Built
  • 1953
  • Style
  • MLS#
  • SC26141935
Listed By: Amy Daane with The Avenue Central Coast Realty, Inc.; 805-234-0621
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 525
Sewer Public Sewer
Heating Wall Furnace
Cooling None
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Phone Available,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Flat
Appliances Free-Standing Range,Gas Range,Microwave,Refrigerator,Dryer,Sump Pump,Washer
Patio/Porch Features Deck
Architectural Style Bungalow
Pool Features None
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Wood Siding
Year Built 1953
View Coastline,Ocean,Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Waterfront Features Beach Access,Ocean Access,Ocean Side Of Freeway,Ocean Side Of Highway
Community Features Gutter(s),Street Lights
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Subdivision Name Town of Cayucos(540)
Garage Y/N false
Other Structures Outbuilding,Workshop
Full Baths 1
Special Listing Conditions Standard
Status Active
Directions Head down Cass from 24th, R on Circle, R on Circle Drive
City Cayucos
Disclosures Coastal Commission Restrictions
Entry Location 1
Senior Community Y/N false
High School District San Luis Coastal Unified
Number Of Units Total 1
MLS Area CAYU - Cayucos
Lot Size Units Square Feet
Lot Size Square Feet 3000
Listing Terms Cash to New Loan
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Property Condition Additions/Alterations,Fixer
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://realestate.greatdaanegraphics.com/1998-circle-dr-cayucos-ca-93430-2/
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 35
Property Sub Type Additional Single Family Residence
PostalCity CAYUCOS

Interior Features

Interior Amenities Beamed Ceilings,Separate/Formal Dining Room,Laminate Counters,Living Room Deck Attached,Bedroom on Main Level
Flooring Vinyl
Fireplace Features None
Total Stories 1
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside,Laundry Room,Stacked
Total Bedrooms 1
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 1
LivingAreaSource Owner
Total Baths 1

Exterior Features

Fencing Wood
Parking Features Driveway Level,Driveway
Lot Features Back Yard,Cul-De-Sac,Front Yard,Street Level
Water Source Public
Inclusions Front shed
Lot Size Area 3000
Spa false
Lot Size Acres 0.0689
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/1/2026 Listed $998,000
8/19/2026 5% - $948,000
9/10/2026 4% - $908,000
9/22/2026 2% - $890,000

Property vs Zip Code Average in 93430

Price
AVG $2.98M
$890K
Year Built
AVG 1987
1953

In The Neighborhood

Areas That We Cover

1998 Circle Cayucos, CA is a Single Family Home for sale at $890000 with 525 sqft and a lot size of 0.0689 Acres Acre(s). 1998 Circle Cayucos has 1 bedrooms, 1 baths and was built in 1953. The property's zip code is 93430 which is in Cayucos, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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