32026 Mill Stream Road

Rancho Santa Margarita, CA
$ 1,399,000 Beds 4 Baths 3 Sq 2,507 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your own private retreat with this beautifully maintained 4 bedroom and 3 bathroom home that offers the perfect blend of comfort, style, and resort-style living. Featuring amazing upgrades including energy-efficient dual-pane windows, Plantation shutters, paid solar, newer HVAC system, replaced plumbing, newer roof, upgraded electrical panel, whole house fan and more. This home offers great curb appeal with its large and well manicured front yard with a split flagstone walkway, a welcoming covered porch and a beautiful front door with decorative beveled glass and side panels. Entering the home you will find cathedral ceilings and gorgeous wood flooring that leads you into the spacious living room and dining room with a glass sliding door and a relaxing outdoor fountain. The light and bright kitchen is remodeled with granite counter tops, wood cabinets, stainless steel appliances, a raised ceiling, kitchen nook area, unending windows and opens to the family room with surround sound speakers and a cozy fireplace. The downstairs office (optional 4th bedroom) includes double doors, wood flooring and plenty of storage/shelving. The beautiful spiral staircase leads you upstairs to the oversized primary bedroom with tall ceilings, a walk-in closet and a spacious primary bathroom with a granite wood vanity, dual sinks, relaxing bathtub and separate shower. The secondary bedrooms are spacious including the bonus room (third bedroom) that could be converted into two bedrooms. Step outside and enjoy your own backyard oasis featuring updated pool and spa equipment, pool umbrella, refreshed hardscape and tile, wrap-around covered patio, built-in bbq, ambient lighting, and plenty of space to relax or host friends and family. Enjoy all of Robinson Ranch's amenities including community pool/spa, tennis and pickleball courts, sport court and more! Lovingly cared for and extensively upgraded over the years, this is more than just a house, it's a home where quality, comfort, and luxury come together. (Click onto the 360 icon under the map to view the amazing drone video)

Active

  • Price
  • $ 1,399,000
  • City
  • Rancho Santa Margarita
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Orange
  • Half Bathrooms
  • 0
  • Area
  • Robinson Ranch
  • Lot Size
  • 0.1414 Acres
  • Zip
  • 92679
  • Sqr Footage
  • 2,507
  • Year Built
  • 1987
  • Style
  • MLS#
  • OC26173422
Listed By: Gina Christiansen with Coldwell Banker Realty; 949.533.7938
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 2507
Sewer Public Sewer
Heating Central
Cooling Central Air,Whole House Fan
Appliances Barbecue,Convection Oven,Dishwasher,Gas Cooktop,Gas Oven,Microwave,Water Heater
HOA Fee 145
Garage Spaces 3
Patio/Porch Features Covered,Patio
Pool Features Community,Fenced,Private,Association
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Year Built 1987
View Mountain(s)
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Biking,Curbs,Dog Park,Fishing,Hiking,Horse Trails,Lake,Mountainous,Street Lights,Sidewalks,Park,Pool
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court,Maintenance Grounds,Barbecue,Picnic Area,Playground,Pickleball,Pool,Pet Restrictions,Pets Allowed,Spa/Hot Tub,Tennis Court(s),Trail(s)
HOA true
Attached Garage true
Subdivision Name Trabuco - Elms (THE)
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Santa Margarita Pkwy to Plano Trabuco Road to Robinson Ranch Road, left onto Country Hollow Road, left on Mill Stream Road.
City Rancho Santa Margarita
Association Name Robinson Ranch
Entry Location First Floor
Senior Community Y/N false
High School District Saddleback Valley Unified
Number Of Units Total 1
MLS Area RR - Robinson Ranch
Lot Size Units Square Feet
Lot Size Square Feet 6160
Listing Terms Cash to Existing Loan,Cash to New Loan
Spa Features Association,Community,Private
Property Attached Y/N false
Land Lease Y/N false
Lease Considered Y/N false
Virtual Tour https://vimeo.com/1217491124?share=copy&fl=sv&fe=ci
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 112
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-08-11
PostalCity TRABUCO CANYON

Interior Features

Interior Amenities Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Recessed Lighting,Storage,Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Fireplace Features Family Room
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows,Shutters
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Fencing Vinyl
Parking Features Door-Multi,Driveway,Garage Faces Front,Garage
Lot Features Back Yard,Front Yard,Lawn,Near Park
Water Source Public
Total Parking 3
Lot Size Area 6160
Spa true
Lot Size Acres 0.1414
Private Pool true
Lot Size Source Estimated
Road Frontage Type City Street
Horse Amenities Riding Trail

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/9/2026 Listed $1,450,000
9/8/2026 4% - $1,399,000

Property vs Zip Code Average in 92679

Price
AVG $3.19M
$1.4M
Year Built
AVG 1997
1987

Areas That We Cover

32026 Mill Stream Road Rancho Santa Margarita, CA is a Single Family Home for sale at $1399000 with 2507 sqft and a lot size of 0.1414 Acres Acre(s). 32026 Mill Stream Road Rancho Santa Margarita has 4 bedrooms, 3 baths and was built in 1987. The property's zip code is 92679 which is in Rancho Santa Margarita, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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