4 El Vaquero

Rancho Santa Margarita, CA
$ 1,174,900 Beds 3 Baths 2.5 Sq 1,602 Virtual Tour
Monthly Estimate* How much can I afford?

This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!

Active

  • Price
  • $ 1,174,900
  • City
  • Rancho Santa Margarita
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Orange
  • Half Bathrooms
  • 1
  • Area
  • Rancho Santa Margarita Central
  • Lot Size
  • 0.0918 Acres
  • Zip
  • 92688
  • Sqr Footage
  • 1,602
  • Year Built
  • 1986
  • Style
  • MLS#
  • OC26157139
Listed By: Cameron Davis with Selling OC Real Estate; 949-350-0808
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1602
Sewer Public Sewer
Heating Central
Cooling Central Air
Possession Close Of Escrow
Appliances Dishwasher,Disposal,Gas Range,Refrigerator
HOA Fee 91
Garage Spaces 2
Patio/Porch Features Wrap Around
Pool Features Community,Association
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Year Built 1986
Electric 220 Volts in Garage
View City Lights,Hills,Mountain(s),Trees/Woods
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Biking,Curbs,Dog Park,Fishing,Hiking,Lake,Park,Storm Drain(s),Street Lights,Suburban,Sidewalks,Water Sports,Pool
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court,Outdoor Cooking Area,Other Courts,Barbecue,Picnic Area,Playground,Pool,Tennis Court(s),Trail(s)
HOA true
Attached Garage true
Subdivision Name Ranchwood (R2) (RW)
Garage Y/N true
Other Structures Storage
Full Baths 2
Special Listing Conditions Standard,Trust
Status Active
Directions Santa Margarite Pkwy and Fundadores
City Rancho Santa Margarita
Association Name SAMLARC
Entry Location First Floor
Senior Community Y/N false
High School District Saddleback Valley Unified
Number Of Units Total 1
MLS Area R2 - Rancho Santa Margarita Central
Lot Size Units Square Feet
Lot Size Square Feet 4000
Listing Terms Cash to New Loan
Property Attached Y/N false
Land Lease Y/N false
Current Financing None
Property Condition Turnkey
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.zillow.com/view-imx/96f92c28-2b71-44b1-8ef7-1309892dbb71?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Public Records
Tax Lot 77
Virtual Tour https://www.zillow.com/view-imx/96f92c28-2b71-44b1-8ef7-1309892dbb71?initialViewType=pano
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-07-28
PostalCity RANCHO SANTA MARGARITA

Interior Features

Interior Amenities Separate/Formal Dining Room,Granite Counters,Unfurnished,All Bedrooms Up
Flooring Carpet,Tile
Fireplace Features Living Room,Outside
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bathrooms 1
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Lot Features Corner Lot
Water Source Public
Total Parking 2
Lot Size Area 4000
Lot Size Acres 0.0918
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/20/2026 Listed $1,199,900
9/12/2026 2% - $1,174,900

Property vs Zip Code Average in 92688

Price
AVG $1.33M
$1.17M
Year Built
AVG 1994
1986

In The Neighborhood

Areas That We Cover

4 El Vaquero Rancho Santa Margarita, CA is a Single Family Home for sale at $1174900 with 1602 sqft and a lot size of 0.0918 Acres Acre(s). 4 El Vaquero Rancho Santa Margarita has 3 bedrooms, 2 baths and was built in 1986. The property's zip code is 92688 which is in Rancho Santa Margarita, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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