3 Sembrado

Rancho Santa Margarita, CA
$ 1,900,000 Beds 5 Baths 4.5 Sq 4,307 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully designed 5-bedroom, 4.5-bathroom home offering approximately 4,307 square feet — one of the best values for this much space in South Orange County. Set on a quiet cul-de-sac near award-winning schools, with tasteful upgrades and an expansive floor plan, this home delivers the space, comfort, and lifestyle buyers are looking for, all without compromise. Custom iron doors open to a grand entry that flows into a spacious formal living room and formal dining room. Crown molding, recessed lighting, plantation shutters, and elevated baseboards add a polished feel throughout. The open kitchen is designed for everyday living and effortless entertaining, with stainless steel appliances, double ovens, a center island, and a layout that opens directly to the family room — perfect for holidays, dinner parties, or casual nights at home. A standout feature of this home is its flexibility: with three separate ensuite bedrooms, it's ideally suited for multi-generational living, visiting guests, or anyone who wants extra privacy built in. The main level offers a bedroom with its own upgraded ensuite bathroom, perfect for guests or family members who prefer to avoid stairs, plus a guest bathroom and dedicated laundry room. Upstairs, a massive open loft offers endless flexibility for a second living area, playroom, or home office. A second ensuite bedroom has its own private upgraded bathroom with subway tile and an upgraded vanity, while the two remaining secondary bedrooms share a beautifully upgraded bathroom a subway-tiled shower. The expansive primary suite feels like a true retreat, with a cozy fireplace, generous sitting area, walk-in closets, and upgraded vanities — spacious, private, and the place you'll look forward to escaping to at the end of the day. For added comfort and peace of mind, the home has been completely repiped, includes a whole house fan, and features an owned 28-panel solar system that helps reduce electricity costs. Enjoy a private backyard along the hillside and three citrus trees in front. This home also includes access to resort-style community amenities, including four Olympic-sized swimming pools, the RSM Beach Club swim lagoon, sport courts, parks, and trails. Simply put — this is an extraordinary amount of home, in an unbeatable location, at a value that's hard to find anywhere else in South Orange County.

Active

  • Price
  • $ 1,900,000
  • City
  • Rancho Santa Margarita
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Orange
  • Half Bathrooms
  • 1
  • Area
  • Rancho Santa Margarita Central
  • Lot Size
  • 0.1377 Acres
  • Zip
  • 92688
  • Sqr Footage
  • 4,307
  • Year Built
  • 1990
  • Style
  • MLS#
  • OC26153303
Listed By: Jim Bishop with Berkshire Hathaway HomeService; 949-464-8136
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 4307
Sewer Public Sewer
Heating Forced Air,Fireplace(s)
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Natural Gas Connected,Sewer Connected,Underground Utilities,Water Connected
Possession Close Plus 3 Days
Roof Tile
Appliances 6 Burner Stove,Double Oven,Dishwasher,Electric Oven,Disposal,Gas Range,Microwave,Refrigerator,Water Heater
HOA Fee 193.43
Garage Spaces 3
Patio/Porch Features Brick,Concrete,Patio
Architectural Style Mediterranean
Pool Features Community,Gunite,Heated,In Ground,Association
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Stucco
Year Built 1990
Electric Electricity - On Property,220 Volts in Garage,220 Volts in Kitchen,220 Volts in Laundry,Photovoltaics Seller Owned
View Park/Greenbelt
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Biking,Curbs,Dog Park,Foothills,Fishing,Golf,Gutter(s),Hiking,Lake,Park,Storm Drain(s),Street Lights,Suburban,Sidewalks,Pool
HOA Fee 2 91
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court,Meeting Room,Outdoor Cooking Area,Barbecue,Picnic Area,Playground,Pickleball,Pool,Spa/Hot Tub,Tennis Court(s),Trail(s)
HOA true
Attached Garage true
Subdivision Name Montilla (MNT)
Garage Y/N true
Full Baths 4
Special Listing Conditions Standard
Status Active
Directions Antonio Pkwy to Bandera North. Arroyo Vista Left. Las Mesita Right. Mancera Right. Yacedor Right. Sembrado Right to the end, home is on the right.
High School Tesoro
City Rancho Santa Margarita
Disclosures Covenants/Restrictions Disclosure,HOA Disclosure
Association Name Montilla
Entry Location Ground
Senior Community Y/N false
High School District Capistrano Unified
Open Parking Spaces 3
Number Of Units Total 1
MLS Area R2 - Rancho Santa Margarita Central
Lot Size Units Square Feet
Lot Size Square Feet 6000
Listing Terms Cash,Cash to New Loan,Conventional
Spa Features Association,Community,Gunite,Heated,In Ground
HOA Fee 2 Frequency Monthly
Elementary School Arroyo Vista
Property Attached Y/N false
Land Lease Y/N false
Property Condition Updated/Remodeled
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://youtu.be/Ynm7Kvqp7kM
Structure Type House
Living Area Units Square Feet
Builder Name JM Peters
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 152
Virtual Tour https://my.matterport.com/show/?m=RasubvZ5w7Y
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-07-21
PostalCity RANCHO SANTA MARGARITA

Interior Features

Interior Amenities Breakfast Bar,Balcony,Breakfast Area,Ceiling Fan(s),Crown Molding,Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Quartz Counters,Recessed Lighting,Storage,Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Fireplace Features Decorative,Family Room,Living Room,Masonry,Primary Bedroom
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows,Plantation Shutters,Screens
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room
Total Bedrooms 5
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 2
LivingAreaSource Assessor
Total Baths 5

Exterior Features

Exterior Amenities Rain Gutters
Fencing Stucco Wall,Wrought Iron
Parking Features Concrete,Door-Multi,Direct Access,Driveway,Garage,Garage Door Opener
Lot Features Back Yard,Cul-De-Sac,Front Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Sprinklers On Side,Sprinkler System,Yard
Water Source Public
Total Parking 6
Lot Size Area 6000
Foundation Details Slab
Spa true
Lot Size Acres 0.1377
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features Double Door Entry,French Doors,Mirrored Closet Door(s),Panel Doors
Road Frontage Type City Street
Builder Model Montilla

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Arroyo Vista Elementary School
Middle School Unknown Middle School
High School Tesoro High School

Price History

7/17/2026 Listed $1,900,000

Property vs Zip Code Average in 92688

Price
AVG $1.33M
$1.9M
Year Built
AVG 1994
1990

Areas That We Cover

3 Sembrado Rancho Santa Margarita, CA is a Single Family Home for sale at $1900000 with 4307 sqft and a lot size of 0.1377 Acres Acre(s). 3 Sembrado Rancho Santa Margarita has 5 bedrooms, 4 baths and was built in 1990. The property's zip code is 92688 which is in Rancho Santa Margarita, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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