1020 San Ramon

Atascadero, CA
$ 1,050,000 Beds 3 Baths 2.5 Sq 1,985
Monthly Estimate* How much can I afford?

Tucked away on a private 4+ acre lot, yet just moments off Highway 101, this beautifully remodeled home is the rare find that truly has it all. Surrounded by nature, framed by sweeping mountain views, and filled with modern upgrades throughout — this is the kind of property that stops you in your tracks. Drive across the private creek crossing and down a long driveway to a world that feels miles away from everything, yet is only minutes from grocery stores, gas, and dining, downtown Atascadero or Templeton, and 25 minutes to San Luis Obispo and the Central Coast beaches. Fully remodeled in 2022, and currently permitted as a short-term rental, the home features 3 bedrooms, 2.5 bathrooms, and a bright, open layout that blends comfort with style. The chef's kitchen shines with all-new appliances, generous counter space, and seating for up to ten — made for everything from quiet weeknight dinners to hosting a crowd. The living room anchors the main floor with an electric fireplace, creating a warm, inviting space to unwind. Upstairs, the master suite offers a plenty of room with a private balcony, and a spa-like bathroom with a deep soaking tub and separate shower — your own personal escape at the end of the day. Two additional bedrooms on the lower floor share a Jack-and-Jill bathroom and offer flexible space for family, guests, or a home office. These generous sized bedrooms and a dedicated laundry area that connect to a finished 3 car garage makes entertaining easy. Step outside and the property truly opens up. The fully fenced perimeter creates a private, secure retreat across all 4.2 acres. Gather around the fire pit, grill on the back deck, watch the kids play on the playground, or swing in the hammock beneath the trees while deer wander the property at dusk. An enclosed dog run, wraparound deck with dining seating for six, and wide open spaces round out an outdoor experience that's nearly impossible to replicate. With so much additional room it lends itself to possible future development. Private, spacious, move-in ready, and ideally located in the heart of wine country — San Ramon road is a once-in-a-while opportunity on the Central Coast.

Active

  • Price
  • $ 1,050,000
  • City
  • Atascadero
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • San Luis Obispo
  • Half Bathrooms
  • 1
  • Area
  • Atascadero
  • Lot Size
  • 4.05 Acres
  • Zip
  • 93422
  • Sqr Footage
  • 1,985
  • Year Built
  • 1993
  • Style
  • MLS#
  • NS26152401
Listed By: Summer Ramos with Oaks to Ocean Real Estate; summer.jo.ramos@gmail.com
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1985
Sewer Septic Tank
Heating Central
Cooling Central Air
Appliances Dishwasher,Refrigerator
Garage Spaces 2
Pool Features None
Exclusions Furniture negotiable
Year Built 1993
View Creek/Stream,Trees/Woods
Levels Multi/Split
Property Subtype Single Family Residence
Community Features Rural
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name ATNorthwest(20)
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions exit San Ramon Rd. off the 101
City Atascadero
Entry Location front
Senior Community Y/N false
High School District Atascadero Unified
Number Of Units Total 1
MLS Area ATSC - Atascadero
Lot Size Units Square Feet
Lot Size Square Feet 176418
Listing Terms Submit
Property Attached Y/N false
Land Lease Y/N false
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Public Records
Property Sub Type Additional Single Family Residence
PostalCity ATASCADERO

Interior Features

Interior Amenities Open Floorplan,Primary Suite
Fireplace Features Electric,Family Room
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside,Laundry Room
Total Bedrooms 3
Entry Level 1
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Lot Features 2-5 Units/Acre
Water Source Public
Total Parking 2
Inclusions appliances
Lot Size Area 176418
Lot Size Acres 4.05
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/13/2026 Listed $1,100,000
9/10/2026 5% - $1,050,000

Property vs Zip Code Average in 93422

Price
AVG $900K
$1.05M
Year Built
AVG 1984
1993

In The Neighborhood

Areas That We Cover

1020 San Ramon Atascadero, CA is a Single Family Home for sale at $1050000 with 1985 sqft and a lot size of 4.05 Acres Acre(s). 1020 San Ramon Atascadero has 3 bedrooms, 2 baths and was built in 1993. The property's zip code is 93422 which is in Atascadero, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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