2821 Macdonald

Oceanside, CA
$ 985,000 Beds 3 Baths 2 Sq 1,196 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this stunningly remodeled gem in the desirable Historic Loma Alta neighborhood of Oceanside, a prime location blending quiet residential charm with easy access to coastal living. This 3-bedroom,2-bath home has been expertly divided into two fully independent,modern units: a generous 2-bedroom main residence and a chic studio ADU-perfect for AirBnB, each with its own private entrance. Seamlessly convertible back to a single-family home if desired, the property offers exceptional flexibility for multi-generational living, extended family visits, or strong investment potential. Both units feature fresh, contemporary upgrades throughout, including sleek new kitchens with modern appliances, beautifully updated bathrooms, luxury flooring, and stylish fixtures. The spacious main house provides an inviting open layout perfect for a couple or small family, while the fully furnished studio is ideal for generating rental income, serving as a guest suite, private office, or in-law quarters. Step outside to your private backyard oasis: a sparkling pool and expansive deck await for year-round relaxation and entertaining under the California sun. This turnkey property is perfectly positioned in vibrant Oceanside, just minutes from pristine beaches, the iconic pier, downtown dining and shopping, scenic Buddy Todd Park with its open fields and recreational amenities, quick I-5 access, and convenient entry to Camp Pendleton’s gates. Enjoy the best of coastal living with surfing, community events, and everyday conveniences right at your doorstep. Schedule your private tour today!

Active

  • Price
  • $ 985,000
  • City
  • Oceanside
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • San Diego
  • Half Bathrooms
  • 0
  • Area
  • Oceanside
  • Lot Size
  • Zip
  • 92054
  • Sqr Footage
  • 1,196
  • Year Built
  • 1966
  • Style
  • MLS#
  • 260022949SD
Listed By: Farah Pezeshk with LPT Realty, Inc; 858-945-1212
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1196
Heating Forced Air,Natural Gas
Cooling None
Roof Composition,Shingle
Appliances 6 Burner Stove,Convection Oven,Counter Top,Dishwasher,Free-Standing Range,Freezer,Gas Cooking,Disposal,Microwave,Refrigerator
Garage Spaces 2
Pool Features In Ground
Construction Materials Stucco
Year Built 1966
Stories Count 1
Levels One
Property Subtype Single Family Residence
County San Diego
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Oceanside
Garage Y/N true
Full Baths 2
Status Active
Directions Cross Street: Oceanside Blvd.
City Oceanside
Senior Community Y/N false
Open Parking Spaces 2
MLS Area 92054 - Oceanside
Listing Terms Cash,Conventional,FHA,VA Loan
Property Attached Y/N false
Land Lease Y/N false
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-09-21
PostalCity OCEANSIDE

Interior Features

Interior Amenities Bedroom on Main Level,Main Level Primary
Total Stories 1
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Laundry Features In Garage,None
Total Bedrooms 3
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Fencing Partial,Wood
Parking Features Asphalt
Total Parking 4
Spa false
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $985,000

Property vs Zip Code Average in 92054

Price
AVG $1.94M
$990K
Year Built
AVG 1974
1966

Areas That We Cover

2821 Macdonald Oceanside, CA is a Single Family Home for sale at $985000 with 1196 sqft and a lot size of Acre(s). 2821 Macdonald Oceanside has 3 bedrooms, 2 baths and was built in 1966. The property's zip code is 92054 which is in Oceanside, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.