1050 Concord St

Point Loma, CA
$ 1,862,500 Beds 4 Baths 2 Sq 1,594 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated 4-bedroom, 2-bath home, where timeless character meets modern comfort in an exceptional coastal setting. Just steps from stunning bay views and refreshed by cool coastal breezes, this home offers the perfect blend of lifestyle, convenience, and versatility. The heart of the home is a completely remodeled kitchen featuring a spacious peninsula island, a 36-inch range, brand new dishwasher, and a convenient drawer microwave, combining stylish finishes with modern functionality. The refinished original hardwood floors add warmth and charm throughout, while new electrical and plumbing upgrades provide added peace of mind. A standout feature is the fully permitted ADU, thoughtfully designed as one of the four bedrooms. Complete with its own private entrance, kitchenette, separate laundry area, and dedicated mini-split heating and cooling system, this flexible space is ideal for multigenerational living, guests, a private home office, or rental income potential. Whether you're looking for a home that adapts to your changing needs or an opportunity to generate additional income, this property delivers unmatched flexibility in a sought-after location. Enjoy morning walks through this lovely neighborhood, cool ocean breezes, and all the benefits of coastal living in a move-in-ready home that's been beautifully renovated from top to bottom. New concrete driveway, and unpermitted 2 car garage in lower part of the backyard with easy access from the side yard. ADU is a permitted garage conversion. Kitchenette, Hot plate, sink. New 2 car garage is located at the bottom of the property.

Active

  • Price
  • $ 1,862,500
  • City
  • Point Loma
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • San Diego
  • Half Bathrooms
  • 0
  • Area
  • Point Loma
  • Lot Size
  • Zip
  • 92106
  • Sqr Footage
  • 1,594
  • Year Built
  • 1944
  • Style
  • MLS#
  • 260016586SD
Listed By: Marla Martin with Halcyon; 858-774-5761
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 1594
Heating Combination,Electric
Cooling None
Roof Composition
Appliances 6 Burner Stove,Dishwasher,Gas Cooking,Disposal,Microwave,Range Hood
Garage Spaces 2
Pool Features None
Construction Materials Stucco,Wood Siding
Year Built 1944
Levels Multi/Split
Property Subtype Single Family Residence
County San Diego
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Point Loma
Garage Y/N true
Full Baths 2
Status Active
Directions Property is on the corner of Concord and Hill Street. Cross Street: Hill St.
City Point Loma
Senior Community Y/N false
Open Parking Spaces 2
MLS Area 92106 - Point Loma
Listing Terms Cash,Conventional,FHA,VA Loan
Property Attached Y/N false
Land Lease Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/snd/260016586
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-07-18
PostalCity SAN DIEGO

Interior Features

Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Laundry Features Electric Dryer Hookup
Total Bedrooms 4
LivingAreaSource Estimated
Total Baths 2

Exterior Features

Fencing Block,Good Condition
Parking Features Concrete
Total Parking 4
Spa false
Private Pool false
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/8/2026 Listed $1,950,000
8/17/2026 1% - $1,929,500
9/1/2026 3% - $1,862,500

Property vs Zip Code Average in 92106

Price
AVG $2.68M
$1.86M
Year Built
AVG 1963
1944

In The Neighborhood

Areas That We Cover

1050 Concord St Point Loma, CA is a Single Family Home for sale at $1862500 with 1594 sqft and a lot size of Acre(s). 1050 Concord St Point Loma has 4 bedrooms, 2 baths and was built in 1944. The property's zip code is 92106 which is in Point Loma, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lucy Delgado

Lucy Delgado

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